THOSE WHO LIKE SOME ARTFUL IRONY TO THEIR FINANCIAL NEWS are.In an article published by CNN Money on June 25 and called out on today's Yahoo home page, 14 companies are listed off as "gone bankrupt." But really, REALLY, a lot of 'em stay open and just sort of float in this trendy vernacularian state of the universe. They ain't closing nothing. GM? They're not closing. They're just ... let's say ... laying low and doing the Mark Sanford thing: "Yes, I've been bad. You're right - I suck and I've been totally irresponsible. How about this? How about you hate me for the night. I'll go and sleep in a Howard Johnsons until you are a little less angry and then we'll get back on the horse? Eh? K. You have a good night." (Not to mention that that dude didn't want to spend the $700 million allotted to his state, but was ordered to -
wah - but that's another blogpost.)
Nobody's closing but
these guys:
Debt Relief USA. Just like stealing - they've taken your fees and identities and info and closed down. Disappeared. Like Linens 'N Things - they're nothing but a website now with text in their codes saying, "If you bought something from us and didn't get it - sorry. Got Lawyer?"
When Debt Relief USA skips town, General Motors probably has hooked them up with a Certified Used ride.
It's all pretty transparent, if you ask me. Really, sort of unoriginal how Bankruptcy is the new Celebrity Rehab.
Below is
One Question from their Frequently Asked Questions page:
Q: How do I find a good credit counseling service?
A: Due to a few bad apples, the credit-counseling industry is under enormous scrutiny from both the government, and private consumer-interest groups. Although this is bad for honest credit counselors (and even worse for the not-so-honest ones), it's great for you, the consumer. Search the Web sites of the Federal Trade Commission (www.ftc.gov) and the Better Business Bureau (www.bbb.org) for "credit counseling" and you will find all you need to know, including complaints against individual credit-counseling firms.
Secondarily, you can tell right away if a credit-counseling service is legitimate by evaluating the promises it makes. Does it sound too good to be true? If so, then it is. No one can make your debts and/or bad credit disappear, and no one can save you 90% or more -- even 50% is really stretching it. Good credit counselors can typically save consumers 10-35% on their monthly payments, so if a firm promises to do much more, be skeptical of their claims, and of them as a company." It's all there - in the coded text. Don't be stupid - everyone's stealing and calling it Bankruptcy.
Where's the art in that?
Here's art:
D'oh ...
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